Effective Date: October 19th, 2025
These Terms of Service (“Terms”) govern your access to and use of the website located at www.divesenterprises.com (the “Website”), operated by Dives Enterprises Holdings OÜ (“Dives Enterprises”, “we”, “us”, or “our”), a private limited company registered in Estonia (registry number 17137588), with its registered office at Tornimäe 7, 10145 Tallinn, Estonia.
By accessing or using this Website, you acknowledge that you have read, understood, and agreed to these Terms, as well as our Privacy Policy and Cookie Policy each of which forms part of these Terms. If you do not agree, please refrain from using the Website.
We reserve the right to modify or update these Terms at any time. Changes become effective immediately upon posting. Continued use of the Website after any modification constitutes your acceptance of the revised Terms.
Nothing contained on this Website constitutes tax, accounting, regulatory, legal, insurance, or investment advice.
Neither the information nor any opinion contained on this Website constitutes a solicitation, offer, or recommendation by Dives Enterprises or its affiliates to buy or sell any securities, futures, options, or other financial instruments.
The Website is provided solely for informational purposes and does not create any fiduciary, advisory, or client relationship between you and Dives Enterprises.
The Website and its content are intended exclusively for qualified investors, professional clients, or institutional users, unless otherwise expressly indicated.
You are solely responsible for evaluating and complying with all applicable local laws and regulations before accessing or using the Website.
You agree to use this Website only for lawful purposes and in accordance with these Terms.
You may not:
NOTE: Unauthorized use of the Website may result in suspension of access and possible legal action.
The investments and strategies discussed on this Website may not be suitable for all investors.
All investments involve risk, including potential loss of principal. Investment values may fluctuate due to market conditions, interest rate changes, or currency movements.
Past performance does not guarantee future results. You should consult an independent financial adviser before making investment decisions.
Access to investment-related materials may be restricted in certain jurisdictions. Please refer to our Disclaimer for regional eligibility criteria.
To the maximum extent permitted by applicable law, the Website and all content are provided “as is” and “as available”, without any warranties, representations, or guarantees of any kind, whether express or implied.
Dives Enterprises disclaims all implied warranties, including those of merchantability, fitness for a particular purpose, title, and non-infringement.
We make no warranty that:
This clause does not affect any rights you may have under mandatory law as a consumer.
Dives Enterprises is a private limited company incorporated in Estonia, specializing in asset oversight and management of its proprietary investment portfolio.
Dives Enterprises operate under the supervision of the Estonian Financial Supervision and Resolution Authority (EFSRA) and complies with applicable Estonian and EU financial regulations.
Investments managed by Dives Enterprises are not bank deposits and are not insured or guaranteed by any governmental or financial institution.
Dives Enterprises' investment opportunities are available exclusively to qualified investors as defined under applicable law.
Certain materials available on this Website may include forward-looking statements regarding Dives Enterprises future performance, expectations, or strategies.
Such statements involve risks and uncertainties that may cause actual results to differ materially.
Factors that may affect outcomes include market volatility, regulatory changes, geopolitical events, competition, and operational risks.
Dives Enterprises assumes no obligation to update or revise any forward-looking statements.
All content on this Website—including text, graphics, software, video, audio, design, and logos—is owned by or licensed to Dives Enterprises and protected by copyright, trademark, and other intellectual property laws.
You may view, download, or print materials for personal, non-commercial use only, provided you retain all copyright and proprietary notices.
You may not modify, reproduce, distribute, display, or exploit any content without our prior written permission.
You may link to our homepage in a fair and lawful manner that does not imply any endorsement or affiliation.
This Website may contain links to external sites operated by third parties. Dives Enterprises has no control over such websites and is not responsible for their content, policies, or practices.
The inclusion of links does not imply endorsement. Accessing third-party sites is at your own risk and subject to their respective terms of use and privacy policies.
Dives Enterprises processes personal data in accordance with the EU General Data Protection Regulation (GDPR) and applicable Estonian data protection laws.
Please review our Privacy Policy and Cookie Policy to understand how we collect, use, and safeguard your personal data.
By using this Website, you consent to such processing and warrant that all data provided by you is accurate.
By registering or subscribing through this Website, you consent to receive communications from Dives Enterprises, including marketing emails.
You may withdraw consent or opt out at any time by following the unsubscribe instructions provided in our emails.
To the fullest extent permitted by law, Dives Enterprises, its affiliates, officers, directors, employees, and agents shall not be liable for any:
This limitation applies regardless of the legal basis of the claim (contract, tort, negligence, etc.).
Nothing in these Terms excludes or limits liability for fraud, gross negligence, or any other liability which cannot be excluded under applicable law.
These Terms shall be governed by and construed in accordance with the laws of the Republic of Estonia, without regard to its conflict of law provisions
Any dispute arising from or related to these Terms shall be submitted to the exclusive jurisdiction of the courts of Tallinn, Estonia.
The parties may alternatively agree to resolve disputes through arbitration before the Arbitration Court of the Estonian Chamber of Commerce and Industry, in English.
Dives Enterprises may suspend or terminate your access to the Website at any time, with or without notice, for conduct that violates these Terms or is otherwise deemed harmful to the Website or its users.
If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.
No waiver by Dives Enterprises of any term shall be deemed a continuing waiver of such term or any other term.
These Terms, together with our Privacy Policy, Cookie Policy and Disclaimer constitute the entire agreement between you and Dives Enterprises regarding your use of this Website and supersede any prior communications or agreements.
Dives Enterprises Holdings OÜ.
Registry No.: 17137588
Address: Tornimäe 7, Tallinn 10145, Estonia
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Contact list:
Phone ceo/office: +421 951 997 240
Phone compliance: +421 951 997 241
E-mail list:
Email (ceo/office): [email protected]
Email (reception): [email protected]
Email (compliance): [email protected]
Regulated by the Estonian Financial Supervision and Resolution Authority (EFSRA)
If you have questions regarding these Terms or wish to exercise your data protection rights, please contact our Compliance Department.
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